We Have Listed The Top 10 Mortgage Brokers In Washington To Help You Choose The Best Professional For Your Needs.
Welcome to TILA Mortgage, where our licensed loan officers are committed to you and the highest standards of ethical lending. TILA Mortgage Loan Advisors will guide you through the entire process of buying your home. We will listen to your current situation to understand your specific needs and goals and will customize a solution just for you.
TILA Mortgage loan advisors follow a strict code of conduct and all hold a state-issued Mortgage Loan Originator License issued by the NMLS.But beyond the rigid licensing, annual clock hours, federal background checks, and passing the federal exam, our loan advisors work with you to understand your personal situation & present loan options that we discuss in terms of your needs.
TILA has built an extraordinary brand in the Northwest. Over the past 20 years, TILA advisors have been guiding our clients through the home loan process. Our mission is to achieve loyalty and trust through our actions and decisions.
TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker, we have the financial strength, products, and support required in today’s marketplace.
Every employee at TILA Mortgage is committed to providing excellent service throughout the loan process. We achieve loyalty and trust through our actions and dedication. You’ll feel the TILA difference from your first communication to the closing of your loan. As a client of TILA Mortgage, you will receive:
-Great communication throughout the process
-Low rates and fees
-Fast loan processing
-Trustworthy advice
-A mortgage product that fits you
TILA Mortgage will provide you clear quality answers that you can trust. All our loan officers are licensed and held to the highest standards of professionalism. Please contact us today for a free “no pressure” consultation or call us at (206) 737-1715.
Address:
Phone: 949-505-5049
Website: https://integritymortgagelicensing.com/state-licensing-requirements/washington-mortgage-licensing/
Washington Mortgage licensing changed a lot in 2006 and 2007. As of 1/1/2007, Loan Officers must be licensed by the state. As of 1/1/2008, all loan originators must complete a test in order to remain licensed. Another major change in 2007 is that the Broker Exam is now offered nationwide. Prior to this, someone in your mortgage company would need to fly to Washington in order to complete a mortgage broker test. Now Washington mortgage licensing is much easier. The test is fairly difficult, but with some studying, it can be taken locally. Only one person must be a designated mortgage broker for your company in order for you to obtain a license.
What activities can a licensed mortgage broker engage in under the Mortgage Broker Practices Act (MBPA) without triggering the license requirements of the Consumer Loan Act (CLA)?
As a licensed mortgage broker you may act in these capacities:
Broker – assisting borrowers, or holding yourself out as able to assist borrowers, in obtaining a residential mortgage loan. Loans close in the name of the lender.
Table Fund – “Table-funding” means a settlement at which a mortgage loan is funded by a contemporaneous advance of loan funds and an assignment of the loan to the person advancing the funds. The mortgage broker originates the loan and closes the loan in its own name with funds provided contemporaneously by a lender to whom the closed loan is assigned. WAC 208-660-006.
No longer allowed as of 1/1/10 – Non-delegated Correspondent – You close loans in your name with funds provided by a lender through a line of credit. The lender provides the underwriting criteria the borrower must meet and makes the final underwriting decision.
Directors Mortgage takes a community-first, people-focused approach to the business of making homeownership dreams come true. We’re dedicated to improving the lives of those around us, whether that means our clients, our neighbors or the members of our team. See what a difference it makes to work with a local lender with a presence in your community.
Starting at the top with our Founder and CEO, Mark Hanna, our leadership team is comprised of dedicated professionals who excel in their respective fields. Meet our leadership and get to know Directors Mortgage on a more personal level.
With branch offices throughout the Western USA, there’s a convenient Directors Mortgage location near you. Each of our branch offices are staffed by teams of skilled industry experts, including our Mortgage Specialists. Use our Mortgage Specialist search tool to find a mortgage-industry professional who’s licensed to lend where you want to buy. You can further refine your results to find someone who (literally) speaks your language or shares your interests.
From support staff to seasoned mortgage-industry professionals, Directors Mortgage is dedicated to supporting our team members so we can all thrive in business and in life. We distinguish ourselves from other mortgage-industry employers with uniquely competitive compensation options and awesome opportunities for growth and recognition for both salaried and commissioned employees. We provide robust marketing and career development support so loan officers can hit the ground running with the team of their choice.
We care about our communities, and we show it by supporting a range of different charitable, recreational and educational efforts near our branch offices. From youth soccer to Habitat for Humanity and the American Cancer Society, we give back by supporting the causes that make a difference in our neighbors’ lives.
We are a certified mortgage broker based in Washington, Tyne and Wear, and have been helping clients across the North East and the rest of the UK for the last 6 years.
If you’re looking at mortgage comparison sites and confused by all the different deals, let The Mortgage Dog help you. We are a mortgage broker so that means we have access to deals not available on such sites or the high street.
We can help you if you’re a first time buyer as we are specialists in Help to Buy. We can also help you if you’re looking to remortgage, need self employed mortgages or a Buy to Let mortgage.
We believe The Mortgage Dog is different because we give such a personal approach and simplify our documents. Once we find your mortgage, we’ll explain your monthly cost. We provide you with a simple breakdown of costs. We also give you a checklist so you know what you need to do to help make your move go smoothly.
We do this by having constant contact with your adviser throughout the house buying process: from putting in the offer to getting the keys to your new home.
We promise that you won’t be passed from pillar to post. All customers get a truly personal and effective experience.
We offer a one-off membership fee; so whenever you need to remortgage in the future we don’t charge you again. That’s because The Mortgage Dog believes in keeping life simple!
Why not get in touch today to see how we can help you.
We doggedly search for the best mortgage deals for you because we are a whole of the market mortgage broker. That means we can find deals that are not on the high street or mortgage comparison sites. If you’re a first time buyer we specialise in Help to Buy. And we can also find remortgages and Buy to Let mortgages. Let us take the lead!
Address:
Phone: 801-676-2520
Website: https://mortgageeducators.com/494-washington-mortgage-license-training-mortgage-educators-compliance
Obtaining a mortgage license and becoming a Washington loan officer is very simple, but it’s not for everyone. It takes a willingness to learn the basic ins and outs of the industry as well as a desire to work hard. The mortgage industry is a great one to get into and it provides a lot of flexibility. If you like to work hard, you are a people person, and you have a desire to learn, becoming a mortgage loan officer is the perfect choice for you.
Fortunately, Mortgage Educators is here to help. All of our curriculums are created and taught by industry experts with years of experience resulting in rewarding content to help you prepare to get your license and excel in your career as a Mortgage Loan Originator.
Each state has specific NMLS license requirements when it comes to mortgage education. Washington state requires 22 hours of mortgage education - which includes a 4-hour Washington state-specific course.
Mortgage Educators & Compliance has conveniently bundled the nationally required 18-hour mortgage training course with the state-specific 4-hour state law course in one convenient package for new loan officers.
Additionally, this course bundle includes a comprehensive national test prep to help you pass the national exam on your first try. If you are already licensed in another state, we offer a separate mortgage education course with just the NMLS approved 4 hours of state-specific material.
In order to obtain your loan officer license in Washington state, you must complete these education requirements in either a live classroom, Online Instructor-Led (OIL) format, or via live webinar format. The mortgage pre-licensing course bundles shown above are delivered in the OIL format.
The courses are 5-minute sections, which are presented by a pre-recorded video presentation from one of our experienced instructors. After each section, there is a short quiz that covers that section’s content. Upon finishing the mortgage training course bundle, you should expect a test checking comprehension.
All completed hours of mortgage education are reported to the NMLS by Mortgage Educators & Compliance.
In 2020, Washington Trust was named as the best and only Rhode Island bank on Forbes magazine’s list of Best-In-State Banks, as well as being named as Best Banks To Work For by American Banker® and one of Providence Business News’ Best Places To Work for the 10th consecutive year.
Founded in 1800, Washington Trust is the oldest community bank in the nation, the largest state-chartered bank headquartered in Rhode Island, and one of the Northeast’s premier financial services companies. Washington Trust offers a comprehensive range of financial services, including commercial banking, mortgage banking, personal banking, and wealth management and trust services through our offices located in Rhode Island, Connecticut, and Massachusetts.
Learn more about the Senior Management team at Washington Trust.
Our employees are actively involved in the communities we serve. Learn more about our community initiatives.
Find out what makes Washington Trust one of the Best Places to Work in Rhode Island.
Washington Trust Bancorp, Inc. is the publicly-owned holding company of The Washington Trust Company.
Visit our Customer Solutions Center for all your banking needs. Explore FAQs, important contact information, security details and more.
We strive to win your business and then super serve you. We want to make the entire process easy and hassle free.
We've helped hundreds of Washington families save time and money on their home loan and we can do the same for you!
Our tenured experience and lender relationships ensures a fast and smooth transaction for your mortgage.
Use our home bot to get your latest home buying analysis. Find the best market and get the most value for your money. Enter your address below to get started.
To be successful in Seattle’s ultra competitive market, you need an efficient mortgage broker who can get your financing approved fast, and closed quickly.
Unlike the big banks, we understand your options then find the best lender to suit those needs.
You get a great rate because the mortgage lender wants to win your business.
Seattle’s Mortgage Broker can help you accomplish your home loan goals with:
-Low cost financing
-Low interest rate products
-Focus around customer service
-ULTRA fast home loan financing
Seattle's Mortgage Broker offers a variety of home loan products and programs ranging from low down payment mortgages to 90% LTV million dollar cash-out refinances.
We’ve served hundreds of Seattle clients, and we are 5 star rated with Google, Yelp!, and Zillow on 155+ 5 star customer reviews. We want to win your trust as well!
We want you to have the information that you need to understand your home loan options and make the best decision possible. Our secret sauce is High Balance loans, just under the jumbo limit but we also offer, conventional and refinance mortgage solutions, we take the time to listen to you and suggest the options that best fist your goals and needs.
The Washington Mortgage Bankers Association is an affiliate of the Mortgage Bankers Association (MBA). A national association representing the entire real estate finance industry, the MBA is an influential voice for real estate finance, leading the charge to create a sustainable and vibrant future for all industry participants. The MBA partners with industry leaders and stakeholders with different perspectives to develop innovative solutions to critical industry challenges, and enable members to prosper through impactful education, research, information and events.
Although the WMBA is an affiliate of the MBA, memberships of these two organizations are separate.
The WMBA is organized under the provisions of the nonprofit laws of the State of Washington and shall engage in, and be operated exclusively for, such business league purposes and activities as are permitted by Section 501(c)(6) of the Internal Revenue Code of 1986, as amended (the “Code”), including but not limited to:
-Encouraging investments in real estate mortgage loans.
-Encouraging the use by investors of the services of members of the Association.
-Promoting real estate mortgage investments and the use of the services of members by educational activities, publicity activities, and cooperation with civic, business, professional, and other organizations.
-Conducting and promoting networking opportunities for those within the mortgage lending community.
-Educating and promoting education about mortgage products and mortgage lending.
-Entering into research work involving the study of economic conditions, mortgage laws and regulations, and other matters involving, directly or indirectly, real estate mortgage loan investments.
-Studying, researching, and providing factual information on existing law and proposed legislation affecting real estate mortgage loan investments, and the servicing thereof, within the State of Washington.
-Representing the Association before the courts and the state legislature regarding legal and legislative issues affecting the Association’s membership.
-Employing attorneys, accountants, corporations, or others to enter into said research and educational work and such work as may be designated by the Association to accomplish some or all of the foregoing purposes.
-Entering into any activity not prohibited by law which the Association considers necessary in the promotion of any of the foregoing purposes or any activity considered in the best interest of the Association.
-The Association shall not engage, other than to an insubstantial degree, in activities that are not in furtherance of its purposes. The Association shall not be authorized to issue stock.
Address: 258 S 171st St Burien, Washington 98148
Phone: 206-992-5635
We are Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage today!
Steve Gilbert, our Owner and President, has 20 years of mortgage industry experience. While there have been housing market bubbles, changes in lending standards on Federal and State levels, and volatility, we have been able to flourish through it all. Seattle Mortgage Brokers wants to set a new standard in home lending companies for Washington State residents.
When you think of home lending in Washington, we want you to think of Seattle Mortgage Brokers.
When you ask a real estate agent who you should talk to about home financing, we want them to say Seattle Mortgage Brokers.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are dedicated to our clients 100% satisfaction. We highly encourage reviews, and want to make sure you get a 5-star experience the first time, every time. No amount of money in an advertising budget could buy the magnitude of a positive review and a recommendation to a friend.
We are confident that you will see how committed we are to you, and making sure you select the right loan option for your specific situation quickly.
Please call our office at 206-992-5635 if you have any questions, or to find out if you qualify and start the application process today. You can even talk to Steve Gilbert directly via email at [email protected].
If you’d like to get to know us a little more, or want to see if we have some handy information you can read up on, visit our blog page!
We thank you for your consideration, and most importantly, your confidence in letting us help with your future home loan needs.
Address: 4055 Lake Washington Blvd, Ste 100 Kirkland, WA 98033
Phone: 425-576-5462
Washington First Mortgage Loan Corp. is committed to helping you find the right home mortgage to meet your financial needs. WA First Mortgage serves borrowers throughout the states of Washington, Oregon, California, Arizona, & Idaho. We are a Mortgage Banker/Broker founded in 2011 by two industry professionals who together have over fifty years of experience in the Mortgage and Real Estate Industry. Their foundation for success came from a commitment to create an environment where employees enjoy the idea of coming to work every day, to hire only seasoned professionals, and a dedication to providing our borrowers with access to some of the most competitive pricing and mortgage products available. Whether it be a seasoned Loan Originator or someone that is new to the industry, WA First Mortgage requires excellence in their employees to ensure their borrowers feel confident, safe and enjoy their lending experience. With knowledge, experience, and integrity to guide each decision, we provide the type of service that earns trust and long term, repeat borrowers. If you are looking for an experienced mortgage company you can trust, contact one of our 2 Seattle area offices in Kirkland or Ballard. Easily accessible from the nearby areas of Bellevue, Sammamish, Bothell, Mercer Island and Redmond - our home loan officers are here to assist with all your mortgage needs - including fixed rate mortgages, mortgage refinancing and more.