The Best Financial Advisors in San Francisco.

Address: 535 Mission Street, 14th Floor, San Francisco, CA 94105

Phone: 415-494-8262

Website: https://citrinecapitaladvisors.com/

Our comprehensive approach to wealth management focuses on the four cornerstones that are essential to the creation and conservation of wealth: asset protection, cash flow optimization, asset growth, and tax mitigation. Our sustainable investment portfolios are designed to capture superior risk adjusted, after tax returns using an evidence based investment approach. Our strategy is grounded in economic theory and backed by decades of empirical research. Below are the ten tenets of our investment philosophy. Cash flow analysis Tax preparation, planning and mitigation strategies Financial projections and analysis (retirement, financial independence, property, college etc.) Company retirement plan analysis (401(k) etc.) Wealth transfer strategies Cryptocurrencies and digital assets including bitcoin and etherium Charitable giving strategies including Donor Advised Funds (DAFs) and more Employee stock options (Incentive Stock Options (ISOs) and Non-Qualified Options (NQSOs)) planning and analysis Restricted Stock Awards (RSAs): Restricted Stock Units (RSUs), Restricted Stock Shares (RSSs), Performance Stock Shares (PSSs) and Performance Stock Units (PSUs) Stock Appreciation Rights (SARs): Stock-Settled Stock Appreciation Rights (SSARs), Cash-Settled Stock Appreciation Rights (CSARs) Employee stock purchase plan (ESPP) planning and analysis Net unrealized appreciation (NUA) planning and analysis Qualified Small Business Stock (QSBS) planning and analysis Wealth Management Investment management (mutual funds, exchange-traded funds (ETFs), stocks, bonds, options etc.) Solutions for concentrated and/or appreciated stock positions IRAs, 401(k)'s and other retirement plans Socially responsible and impact investing 10b5-1 trading plan implementation and coordination Asset Protection and Risk Management Estate planning Life insurance analysis Property and casualty insurance analysis Disability insurance analysis

Address: 235 Montgomery Street Suite 1020 San Francisco, California 94104

Phone: 415-501-9192

Website: https://www.merceradvisors.com/locations/san-francisco/

Mercer Advisors has over 35 years of experience in financial planning and wealth management services, spanning investment management, retirement planning, estate planning, corporate trusts, tax planning and preparation, and more. We’ll match you with a financial advisor in San Francisco that best fits your needs. Our wealth advisors strive to understand your financial situation and guide you on the path to grow your wealth, attain Economic Freedom™, and succeed in your life journey. Our San Francisco financial advisors specialize in helping individuals, families, foundations, endowments, and businesses with comprehensive wealth management services including: - Retirement planning - Trusts and estate planning - Tax planning and return filing - Insurance analysis - Long-term care / Medicare planning - Company retirement plans - Social Security optimization - Tax-efficient investing - Socially responsible investments - Foundations and non-profits - Donor advised funds and charitable trusts - Education / college planning - Cash flow / budget optimization Our office serves clients who live and work in San Francisco and the surrounding areas. From individuals and families, to small business owners and those in the medical and dental fields, the diverse nature of our client base means we have the experience to manage complex financial issues. This includes equity compensation and highly concentrated positions, as well as tax planning for executives. In addition, our all-female advisor workforce has helped women in various life stages manage and build their wealth to achieve Economic Freedom™.

Address: 39355 CAlifornia Street Suite201A Fremont, CA 94538

Phone: 844-667-5464

Website: https://morlingfinancialadvisors.com/

WELL-ROUNDED EXPERIENCE Our collaborative team offers the depth and breadth you need to navigate life’s decisions. We advise on a broad range of technical topics ranging from investments and taxes, to real estate and insurance. For many of our clients, we also operate as their personal CFO, helping them with the many decisions they may face on a daily basis. COMPREHENSIVE ANALYSIS Efficient financial planning requires a close look at more than just account values and years to retirement. Our team assesses your insurance coverage, cash flow, investment strategy, real estate portfolio, and more. We review each area within the context of your current situation and long-term goals. We look at more than one scenario for your future, because we know as well as you do that goals and circumstances can change. FIDUCIARY TO OUR CLIENTS Every investor deserves an objective advisor who makes all recommendations based on what is in their best interest. We are committed to the highest professional standards and subscribe to the "Best Practices" outlined by the Institute for the Fiduciary Standard. Read the full list of the Fiduciary Institutes’ “Best Practices: Professional Conduct Standards” that we at Morling Financial Advisors adhere to. OBJECTIVE ADVICE As an independent firm, we do not have a vested interest in specific products or services that can bias our judgment or recommendations. We give advice based on your specific situation and expressed goals, and we provide recommendations and guidance to help you implement your chosen strategy. PERSONALIZED SERVICE We are a boutique firm and thrive on building long-term relationships with our clients, which can be seen in our process. Our team can adapt to your needs and working style, including working directly with your tax, legal, and investment advisors. MFA prides itself in working as a team – both internally and with you – offering as much or as little guidance as you need. VALUABLE TOOLS Most financial advisors offer clients tools to help manage their future but may not provide personal coaching. We do offer that aspect as well, as we help you understand how to use the tools effectively and efficiently to meet your specific needs.

Address: San Francisco/San Rafael, CA

Phone: 415-795-8600

Website: https://callahanplanning.com/get-started-with-financial-advisors-in-san-francisco-bay-area/

Callahan Financial Planning is an independent fiduciary financial advisor, providing financial planning and investment management services with 6 offices across 3 regions: San Rafael, San Francisco, and Mill Valley in Northern California, in Omaha and Lincoln in Nebraska, and in Denver, Colorado. This means both the company and all of our financial advisors make a legal and ethical commitment to place our clients’ interests ahead of our own in everything that we do, and we will never receive a sales commission for anything we do. Callahan Financial Planning is a federally registered investment advisor serving clients throughout the U.S., and our practice is one of the largest NAPFA financial advisory practices in the some of the markets we serve. What makes us different? Clients working with a traditional financial advisor, agent, or broker must pay a commission associated with a financial product. We believe this structure holds an inherent conflict of interest, and our founder and president, William A. Callahan, sought to create a better way. Our services are designed to provide financial planning and investment advice without fear of a sales pitch, sales commission, or other hidden fees. Our planning team seeks to help those we work with on a deeper level, analyzing the financial decision-making process and making regular recommendations for improvement. Today, our process is driven by a group of professionals located in Omaha that use a combination of data from empirical research and our direct practice with clients. Mr. Callahan founded the company with a deep conviction that avoiding conflicts of interests is vital when providing financial advice. While uncommon, this philosophy is an integral part of our company culture today. This is embodied in our commitment to every client: We will always place our client’s interests first We will never accept or receive a commission for any reason, and will always clearly declare our fee for our service We will be diligent in our work, and seek to act without bias We will be honest, and act with integrity and professionalism Finally, we also believe that clients are better served by a team. All clients of Callahan Financial Planning have access to the resources of our entire practice, in addition to receiving one-on-one access and meetings with a dedicated financial planner.

Address: 101 California Street, Suite 1825 San Francisco, CA 94111

Phone: 415-510-6850

Website: https://www.freestonecapital.com/

We understand each client has a unique set of financial complexities and long-term goals. That’s why we offer a full suite of services to help protect, grow or transfer your wealth, and address all aspects of your financial life. Our team of trusted advisors creates tailored solutions to help you focus on what truly matters. Providing you the freedom to focus on what truly matters starts with understanding where you are today and your future financial goals. A financial plan provides the framework for your wealth, giving you a point of reference that outlines how you intend to meet your financial goals. We contextualize, learn what matters to you, and tailor your plan to incorporate your assets, debts, income, and your cash flows. Plans can also evolve, so whether it’s your own life events, changing tax policies or market conditions, we constantly adapt to keep your plan aligned to your goals. Our advisor team helps you preserve your wealth and achieve your financial goals. Instead of offering you a predictable portfolio allocation, we first create a financial plan to provide context that informs the appropriate investments, allocations, and customized strategies for your unique situation. We carefully consider your financial goals; look at your risk profile, liquidity, and timeline; and factor in charitable, legal, and tax considerations to determine an asset allocation that's best for you. Our investment platform has both traditional and alternative investment strategies, including a rich history in proprietary funds. When it comes to the people, organizations, and institutions that matter most to you, transferring your wealth takes careful planning and preparation. Our wealth planning team takes time to understand the specific objectives you’re trying to accomplish in determining how your estate will be distributed after you are gone. We work with you to regularly review your core estate planning documents, such as a will, durable power of attorney, or a trust to ensure it reflects your current assets and wishes.

Address: 100 Pine Street, #1250 San Francisco, CA 94111

Phone: 415-851 3061

Website: https://www.babylonwealth.com/financial-advisor-for-tech-professionals/

Babylon Wealth Management is a boutique financial advisor for tech professionals in the San Francisco Bay Area and nationally. We are committed to bringing simplicity to your complex world of equity ownership, employee stock options, restricted stock units, deferred comp, and employee stock purchase plans. Our mission is to provide you with unbiased and trustworthy financial advice to help you make well-informed decisions considering your financial goals, risk management, and tax implications. As a financial advisor to tech professionals, I know that you have distinctive financial needs based on the unique characteristics of the tech and start-up industry. As most tech professionals, you receive a large portion of your earnings in the form of equity compensation. The type of equity compensation can vary significantly from one company to another. Your equity compensation can drive a financial windfall and tax burden. Additionally, personal and family circumstances can contribute to the additional complexities of your financial life. Robust Financial Planning is essential to achieving your personal and financial goals. As fiduciary financial advisors for tech professionals, we believe that your unique circumstances require tailored solutions targeting your specific needs and priorities. We will develop a personalized roadmap to help you meet your personal and financial milestones. Our firm uses the best-in-class fin-tech platform that allows creating collaborative, transparent, and dynamic financial plans which update in real-time as your life and financial circumstances change. Retirement planning is a natural extension of the financial planning process. Retirement and often Early Retirement is an essential goal for many of our clients. We work hard to make sure that you can pursue your dreams and retire with confidence and peace of mind.

Address: 50 California Street, Suite 1500 San Francisco, CA, 94111

Phone: 415-277-5955

Website: https://www.sasadvisors.com/

SAS Financial Advisors is a boutique practice, with a focus on each household’s set of needs and goals. The SAS Advisor Team provides financial planning services and investment management. Click to Book a Complimentary Financial Planning Consultation Now Fee-only: What sets SAS apart from many firms is that we are fee-only. We do not earn commissions from insurance or investment products, nor do we accept any payments for the sale of products or payments from third-party vendors. Fiduciaries: As fiduciaries, all of our advisors are required to act in your best interest. Therefore, our firm has no financial stake in any recommendations made to our clients. Focus on Financial Planning: Financial success comes not just from a carefully constructed investment portfolio tailored to your risk tolerance and goals. Of equal or more importance is your total financial picture. This includes an emphasis on the financial planning process to help you make better decisions in your personal financial life to help you achieve your life goals

Address: 3201 California Street San Francisco, CA 94118

Phone: 415-674-4800

Website: https://sffirecu.org/financial-advisor-for-investing/

Sebastien’s been at SF Fire Credit Union since 2014. During this period, he has always taken the time to learn about each member’s dreams and ambitions. He’ll treat you like a person, not a number, and follow the fiduciary standard to construct a financial plan that has your best interest as its top priority. He understands that life happens and plans change. By developing deep relationships with his clients, Sebastien is ready to make adjustments along the way to ensure your financial plan supports your life for your current situation and for your future. Whether it’s planning for retirement, getting financially prepared for homeownership, or sending your children off to college, Sebastien can help you achieve your financial goals. When he’s not helping our members, Sebastien enjoys traveling, spending time with his family, and watching a 49ers or Warriors game. Contact Sebastien today to see how he can help you with your financial journey.

Address: 44 Montgomery Street, Suite 2950 San Francisco, CA 94104

Phone: 925-659-0361

Website: https://www.myopenadvisors.com/financial-advisor-san-francisco

You may be looking for how to find a financial advisor in San Francisco. Open Advisors is one of the top financial firms in San Francisco. We require no minimums for our clients because we believe individuals in all stages of life should be able to access professional financial guidance. Additionally, we have flat fees because you shouldn’t get punished for success. As one of San Francisco’s top financial firms, we offer personalized plans because we believe your financial plan should be as unique as you. Working with a financial advisor in San Francisco, means you’re choosing to partner with an expert to help you make the most informed decisions for your financial well-being. You have a busy life and limited time and resources. Depending on experts for guidance in important decisions is normal and wise. You depend on medical professionals for health guidance, why not do the same for your financial health? Working with an experienced financial advisor puts you in the best position to achieve your short-term and long-term financial goals. Do you have a financial plan that you trust to take you safely into retirement? You wouldn’t set out on a cross country trip without a map or GPS and expect a smooth trip. You’d likely get lost along the way, and waste precious time and resources. Financial planning is the process of designing a plan that works for your goals today and will show you how to get to where you want to be after retirement. The plan changes as your life and preferences change, but ensures you’re always on a realistic path to meet your financial goals. Your financial plan will cover all areas that affect your financial well-being, including investments, taxes, estate planning, accounting, and retirement. Having a solid financial plan in place is critical, but to bring it to life and make it work for you, active and strategic management is a must. Wealth management is a designed system that makes sure you're making the right choices, adjustments, and maximizing the potential of every dollar you earn.

Address: 600 California St., 11th Floor San Francisco, CA 94108

Phone: 415-792-0345

Website: https://financialzen.com/

At Financial Zen, we don’t believe that money is the root of all evil. Quite the contrary—money is the vehicle you can use to build a better life for yourself and your family. But traditional financial planning firms only work with Baby Boomers, leaving younger generations struggling to figure things out for themselves. They also charge overpriced advisory fees and require ridiculous account minimums. At Financial Zen, we proudly throw open our doors to Gen X and Millennials, even if you don’t have a ton of cash to invest. It’s our mission to set you on the path toward an insanely, ridiculously early retirement so you can pursue your true passion in life. And no, you don’t need to shop at the dollar store in order to achieve it I believe that life is too short to not pursue your passions and do what you love. As a result, I’ve made it my own life’s work to help you get your financial house in order and then continually level up until you can retire insanely, ridiculously early. As the founder of Financial Zen, I’ve done away overpriced advisory fees and account minimums to make our financial planning services as accessible as possible. I look forward to meeting you and helping you achieve your vision of an ideal life. You’ve probably heard the expression “take control of your finances” a lot. It’s important to manage your money wisely, but this only scratches the surface. In actuality, taking control of your money is the same thing as taking control of your life. When money no longer holds you back, you are free to pursue your passion and shape your life the way you want. Join our community of Financial Zen Masters and experience the exhilaration of financial freedom for yourself. Knowing that most financial planning services are geared toward seniors, we’ve designed our Financial Zen programs specifically with younger generations in mind. Every new member begins with our Foundations Program. Here, we’ll dig into the details of getting your finances in order and lay the foundation for an early retirement. Then, you’ll graduate to our Mastery Program — an ongoing program that will continually level you up and includes quarterly appointments with your CFP® Professional and weekly group coaching. And you can even offload the work of managing your money through our automated investment management services. We’ll make sure your money is working as hard as you do.